FOR ALL AGES --- Personal checking account with no minimum balance or monthly service fees.
Earn interest on your checking account.
Get started with your savings habit by opening your account soon.
Looking to earn an even higher rate of interest?
Your investment will receive the monthly variable rate tied to the 91-day treasury rate.
Certificates of Deposit are a smart addition to your investment portfolio.
Certificates of Deposit
Certificates of Deposit are a smart addition to your investment portfolio. From 3 months to 5 years, our certificates of deposit have a minimum investment amount (usually $1,000).
Interest payments vary with the term of the CD.
Contact St. Ansgar State Bank for current interest rates and terms at (641) 713-4501
- Free Online Banking
- Free eStatements
- Initial deposit of $1,000
- The security of a fixed return
Choose the term that meets your needs:
- Longer terms offer potentially higher interest rates
- Shorter terms mean quicker access to your funds
- Interest compounded semi-annually
Additional Features as outlined in our account information brochure.
IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT
To help the government fight the funding of
terrorism and money laundering activities,
Federal Law requires all financial
institutions to obtain, verify, and record
information that identifies each person who
opens an account. What this means for you:
When you open an account, we will ask you
for your name, address, date of birth, and
other information that will allow us to
identify you. We may also ask to see your
driver's license or other identifying
NOTICE OF EXPIRATION OF THE TEMPORARY FULL FDIC INSURANCE COVERAGE FOR NONINTEREST-BEARING TRANSACTION ACCOUNTS
Effective January 1, 2013, all of a depositor's accounts at an insured depository institution, including all noninterest-bearing transaction accounts, will be insured by the FDIC up to the standard maximum deposit insurance amount ($250,000), for each deposit insurance ownership category. For more information about FDIC insurance coverage, visit http://www.fdic.gov/deposit.