Personal Accounts

Individual Checking

A personal checking account for a convenient way to pay bills and maintain permanent financial records.

Economy Checking >

FOR ALL AGES --- Personal checking account with no minimum balance or monthly service fees.

Now Checking Account >

Earn interest on your checking account.

Regular Savings >

Get started with your savings habit by opening your account soon.

Money Market Savings >

Looking to earn an even higher rate of interest?

T-Bill Rate Money Market Savings >

Your investment will receive the monthly variable rate tied to the 91-day treasury rate.

Certificates of Deposit >

Certificates of Deposit are a smart addition to your investment portfolio.

Individual Checking

A personal checking account for a convenient way to pay bills and maintain permanent financial records.

  • Free Online Banking
  • Free eStatements
  • Initial Deposit of $10
  • $0.13 per debit transaction service charge
  • $1.60 maintenance fee per statement cycle
  • $20,000 time deposit waives service charges


Additional Features as outlined in our account information brochure.


Disclosure: St. Ansgar State Bank is participating in the FDIC's Transaction Account Guarantee Program. Under this program, through December 31, 2012, all non-interest bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transactions Account Guarantee Program is in addition to and separate from the coverage available under the FDIC's General Deposit Insurance Rules.