Personal Accounts

Economy Checking >

FOR ALL AGES --- Personal checking account with no minimum balance or monthly service fees.

Now Checking Account >

Earn interest on your checking account.

Regular Savings >

Get started with your savings habit by opening your account soon.

Money Market Savings

Looking to earn an even higher rate of interest?

T-Bill Rate Money Market Savings >

Your investment will receive the monthly variable rate tied to the 91-day treasury rate.

Certificates of Deposit >

Certificates of Deposit are a smart addition to your investment portfolio.

 

Money Market Savings

Looking to earn an even higher rate of interest?

  • Free Online Banking
  • Free eStatements
  • $2500 minimum required balance
  • Balance below $2500 subject to penalty
  • Tiered interest rate according to balance
  • Debit transactions limited to 6 per month


Additional features as outlined in our account information brochure.  Contact St. Ansgar State Bank for current interest rates.

 

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT

 

To help the government fight the funding of terrorism and money laundering activities, Federal Law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.  What this means for you:  When you open an account, we will ask you for your name, address, date of birth, and other information that will allow us to identify you.  We may also ask to see your driver's license or other identifying documents.
 

NOTICE OF EXPIRATION OF THE TEMPORARY FULL FDIC INSURANCE COVERAGE FOR NONINTEREST-BEARING TRANSACTION ACCOUNTS

 

Effective January 1, 2013, all of a depositor's accounts at an insured depository institution, including all noninterest-bearing transaction accounts, will be insured by the FDIC up to the standard maximum deposit insurance amount ($250,000), for each deposit insurance ownership category.  For more information about FDIC insurance coverage, visit http://www.fdic.gov/deposit.