Certificates of Deposit

Certificates of Deposit are a smart addition to your investment portfolio. From 3 months to 5 years, our certificates of deposit have a minimum investment amount (usually $1,000).  Interest payments vary with the term of the CD.

Contact St. Ansgar State Bank for current interest rates and terms at (641) 713-4501.

  • Free Online Banking
  • Free eStatements
  • Initial deposit of $1,000
  • The security of a fixed return
  • Choose the term that meets your needs:
    Longer terms offer potentially higher interest rates
    Shorter terms mean quicker access to your funds

See customer service representative for our full account disclosures.

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT
To help the government fight the funding of terrorism and money laundering activities, Federal Law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

NOTICE OF EXPIRATION OF THE TEMPORARY FULL FDIC INSURANCE COVERAGE FOR NONINTEREST-BEARING TRANSACTION ACCOUNTS
Effective January 1, 2013, all of a depositor’s accounts at an insured depository institution, including all noninterest-bearing transaction accounts, will be insured by the FDIC up to the standard maximum deposit insurance amount ($250,000), for each deposit insurance ownership category.  For more information about FDIC insurance coverage, visit http://www.fdic.gov/deposit.