Loan Accounts

Personal Loans >

Consumer Loans for real estate. Automobiles, RVs and Dreams.

Business Loans >

Commercial loans from Main Street to the farm, our lenders can work with you to help meet your financial goals.

Agricultural Loans

When it's time to finance or refinance property, land improvements, buildings and facilities, our agricultural banking professionals have the tools and expertise to develop the financial plan that suits your needs.

Mortgages >

From first-time home buyers to those improving their home, we can help.

Agricultural Loans

From Main Street to the farm, our lendors can work with you to help you meet your financial goals.

St. Ansgar State Bank has a strong commitment to farmers. We provide the highest level of service with quick turnaround time, competitive interest rates, flexible payment options, and the ability to work with you on any size loan. Our agricultural banking specialists are experienced in farming and understand the important role ag credit plays in your operation. Because of our ability to make local credit decisions, we respond quickly to your total ag financing needs.


Additional Features as outlined in our account information brochure.

 

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT

 

To help the government fight the funding of terrorism and money laundering activities, Federal Law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.  What this means for you:  When you open an account, we will ask you for your name, address, date of birth, and other information that will allow us to identify you.  We may also ask to see your driver's license or other identifying documents.
 

NOTICE OF EXPIRATION OF THE TEMPORARY FULL FDIC INSURANCE COVERAGE FOR NONINTEREST-BEARING TRANSACTION ACCOUNTS

 

Effective January 1, 2013, all of a depositor's accounts at an insured depository institution, including all noninterest-bearing transaction accounts, will be insured by the FDIC up to the standard maximum deposit insurance amount ($250,000), for each deposit insurance ownership category.  For more information about FDIC insurance coverage, visit http://www.fdic.gov/deposit.