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Ag & Business Lending

From Main Street to the farm, our lenders can work with you to help you meet your financial goals.

Ag Loans

St. Ansgar State Bank has a strong commitment to farmers. We provide the highest level of service with quick turnaround time, competitive interest rates, flexible payment options, and the ability to work with you on any size loan. Our agricultural banking specialists are experienced in farming and understand the important role ag credit plays in your operation. Because of our ability to make local credit decisions, we respond quickly to your total ag financing needs.

Business Loans

Our lenders can work with you to help meet your business financial goals for Main Street and beyond.  Whether you need long term financing or short term operating funds we are here to help. We want your business to succeed and have been supporting our local business community for over 130 years.

St. Ansgar State Bank proudly partners with the U.S. Small Business Administration to help small business owners obtain financing to start or expand a business.

Real Estate Financing

St. Ansgar State Bank finances all types of agricultural and commercial property – tailored to the needs of your growing business:

Agricultural property - We provide fixed and variable rate options for purchase or refinance of farmland, grain storage, equipment storage, or other farm improvements. We also participate in programs through the FSA and Farmer Mac.

Commercial property - We offer commercial real estate loans for purchase, construction, and refinancing of commercial, industrial, and multi-residential properties. Our offerings are tailored to the needs of your business operation.

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